Description
Are you passionate about transforming data into actionable credit risk insights?
We’re looking for a Credit Data Analyst to join our Credit Risk team and help drive smarter, data-led lending decisions.
Budget: 400k net to 600k net
🕒 Full-time
📩 Interested? Send your CV to: patience.asukwo@conceptgroup-ng.com using the Job Title as subject
Requirements
What We’re Looking For
- Bachelor’s degree in Statistics, Mathematics, Economics, Finance, Data Science, or related field
- 3–5+ years in Credit Analytics, Risk Analytics, or Data Analysis within Financial Services
- Strong SQL, Excel, and Python/R skills
- Experience with Power BI, Tableau, or Qlik is a plus
- Solid understanding of credit risk metrics (PD, LGD, NPLs, delinquency buckets, etc.)
- Prior experience in Banking, Fintech, Microfinance, or Lending preferred
Responsibilities
What You’ll Do
- Analyze portfolio performance across delinquency, NPLs, roll rates, vintage curves, and recoveries
- Build dashboards and automated reports using SQL, Excel, Power BI/Tableau
- Support credit scoring and risk model development/monitoring
- Develop early warning indicators for high-risk accounts
- Provide insights to improve underwriting strategy and credit policy
- Support regulatory reporting, audits, and data governance